Privacy Policy

1. Information We Collect

We may collect information you voluntarily provide through email, contact requests, calculator email delivery, newsletter sign-up, or other communications. This may include your name, email address, telephone number, company name, and information about a business, property, financing need, or proposed transaction.

We may also collect limited technical information automatically, including IP address, browser and device type, referring pages, pages viewed, approximate location, and interaction data.

Please do not send Social Security numbers, bank credentials, identification documents, confidential financial records, or other highly sensitive information through ordinary email or a general website form.

2. How We Use Information

• Respond to questions and requested information
• Provide requested calculator reports or communications
• Evaluate potential professional-service inquiries
• Operate, secure, analyze, and improve the website
• Prevent spam, fraud, abuse, and security threats
• Measure content, website, and advertising performance
• Comply with legal obligations and enforce our rights

Submitting information does not create a brokerage, agency, fiduciary, attorney-client, accountant-client, lender-borrower, or other professional relationship.

3. Cookies, Analytics, and Advertising

Active95US.com and its service providers may use cookies, pixels, local storage, and similar technologies for essential site functions, analytics, security, preferences, and advertising. We may use Google Analytics, Google AdSense, or similar services. These providers may collect device, browser, usage, and online identifier information under their own privacy policies.

You can manage cookies through your browser and advertising preferences through applicable provider controls. Blocking some technologies may affect website functionality.

4. Third-Party Service Providers and Links

We may use hosting, security, analytics, advertising, email, contact-form, and website-maintenance providers. These providers may process limited information as necessary to perform their services. Our articles may also contain embedded content or links to independent websites. We do not control their content, security, or privacy practices.

5. Disclosure of Information

We may disclose information to service providers that operate or protect the website; when required by law or a valid governmental request; to investigate fraud, abuse, or security incidents; to protect rights, property, safety, or users; in connection with a business transfer; or with your direction or consent.

We do not sell names, email addresses, or telephone numbers for money. Certain analytics or advertising activities involving online identifiers may be treated as “sharing” or targeted advertising under some state laws.

6. Calculator Reports and Email Communications

When you request an emailed calculator report, we use the email address and calculation assumptions to generate and deliver that report. If you separately opt in to business insights, we may also use your email for those communications. You may unsubscribe from marketing communications at any time.

7. Data Retention and Security

We retain information only as long as reasonably necessary to respond to inquiries, maintain records, operate and secure the website, resolve disputes, and meet legal or professional obligations. We use reasonable administrative, technical, and organizational safeguards, but no website, email, transmission, or storage system can be guaranteed completely secure.

8. Your Privacy Choices and Rights

Depending on your location and applicable law, you may have rights to request access, correction, deletion, or information about certain personal data, and to opt out of certain sharing or targeted advertising. We may need to verify your identity and may apply legally permitted exceptions.

California residents

Where the California Consumer Privacy Act, as amended, applies, California residents may have additional rights concerning categories, sources, purposes, disclosure, correction, deletion, and opt-out requests. We will not unlawfully discriminate against anyone for exercising an applicable privacy right.

9. Children and International Visitors

This website is intended for a general adult audience and is not directed to children under 13. We do not knowingly collect personal information from children under 13. Active95US.com is operated in the United States; international visitors understand that information may be processed in the United States or other locations where service providers operate.

10. Business and Real Estate Inquiries

Information submitted about businesses, real estate, leases, acquisitions, sales, valuations, financing, or proposed transactions may be used to evaluate and respond to an inquiry. Any professional relationship must be established separately through appropriate written agreements and disclosures.

11. Changes and Contact

We may update this policy as website features, service providers, business practices, or legal requirements change. The revised policy will be posted here with an updated date.

Questions or privacy requests may be sent to support@Active95.com. Please describe your request and provide enough information for us to identify the relevant communication or record.